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As 2020 has now concluded, we want to thank you for your support and patience over the past years as we restructured the FutureGuard program. The numbers are more positive then they have been in many years AND we hope to have some exciting additions over then next year to make this program even better. The biggest change is reorganizing this program and writing it through our Lloyds contracts.
to get a quote, please contact Penny Harris at pharris@insurebc.ca with a Fully completed application and she can provide you with a quote.
If you have already printed quotes, issued and or sent in your renewals then the rate will be accepted as an accommodation but you will have to send in the quote sheet with your renewal.
We recognize that not everything fits in the “box” and we are here to try and provide a home for those risks. From this point forward, please direct your hard to place risks to Tina Knox at tknox@insurebc.ca.
Below are examples of some of the risk types that she can assist you with:
Older dwellings with no updating information
Roofs in poor condition
Short term rentals
Stand alone Seasonals or Rentals (Absentee Owners are also accepted)
Poor maintenance
Vacant Dwellings
Vacant Condo’s
Green roofs
Older Mobile Homes
Rented Mobile Homes
Previous Grow-ops
Vacant due to demolition
Loss History
Open Claims
Primary Woodheat
Leaving the home due to renovations
International students taken in
Foster care
Uncertified woodstoves
Knob & Tube or Aluminum wiring
Galvanized plumbing
Multiple people sharing (Tenants package)
Gaps in coverage
60 amp service
Log homes with primary woodheat
Island access dwellings
3 mortgages
Commercial buildings on premises
Multiple dwellings on premises
Licensed Day Care on premises
Heritage – Class B & C only
Multiple Family occupancy- Homeowners & Rentals
Non standard heat or no backup heating system
We have access to many markets for Farm Business. Send your completed CSIO homeowners application along with the CSIO Farm Suppliment, to Winnie Chan at wchan@insurebc.ca and she will assist you with your risk.
We have many contracts and use each depending on the type of risk we are writing. Work with Katy Edwards kedwards@insurebc.ca and Hanisha Gill at hanishag@insurebc.ca to determine which company would be best suited for your clients specific needs. All they need is your clients CSIO application along with full information on alarms an occupations and she can get you the best deal and options for your clients.
